The Credit Queen Academy Video Course

The Credit Queen Academy Ultimate Credit Repair BundleAbout thIS BOOK Welcome to The Credit Queen Academy Thank you for investing in your financial future! This 148-page Credit Repair Bundle was created to help you better understand your credit and provide practical tools to support your credit journey. Inside you’ll find: ✔ 40+ Credit Dispute Letter Templates ✔ Step-by-Step Credit Repair Guide ✔ Credit Report Analysis Guide ✔ Consumer Reporting Agency Directory ✔ Identity Protection & Credit Freeze Guide ✔ Credit Building Resources ✔ Checklists, Worksheets & Trackers ✔ Bonus Educational Tools Every credit journey is different, and improving your credit takes time, patience, and consistency. This guide is designed to give you the knowledge, resources, and confidence to make informed decisions along the way. Welcome to The Credit Queen Academy—let’s build a stronger financial future together!About the author Meet Your Credit Coach My name is Wranlanda, founder of The Credit Queen Academy. For over 10 years, I’ve been passionate about educating individuals on credit and financial literacy. My journey began as a Credit Repair Agent with F.E.S. (Financial Education Services), where I learned the credit repair process and helped clients better understand their credit reports. As I gained experience, I began assisting clients independently by sharing the same knowledge and strategies found in this guide. To help more people, I created this 102-page Ultimate Credit Repair Bundle, packed with educational resources, dispute templates, worksheets, and practical tools to help you better understand and improve your credit. Every credit journey is unique, but with the right knowledge and consistency, progress is possible. Thank you for trusting me to be part of your journey. Your Credit. Your Power. Your Future.y — Wranlanda L.Y.A. Founder, The Credit Queen AcademyTABLE OF CONTENTS SECTIONS 1-10 1.Getting Started Guide 2.Credit Repair Process Overview 3.How To Read A Credit Report 4. 40+ Credit Dispute Letter Templates 5.Freeze & Opt-Out Templates 6.Credit Building Resources 7.Credit Rebuilding Tools 8.Bonus Resources & Checklists 9.Credit Repair Tracking Sheets 10.FINALGETTING STARTED GUIDE What you need to do first What You Need Before Starting ✔ Government-issued ID ✔FULL SOCIAL SECURITY NUMBER ✔ Proof of address ✔ Recent utility bill or bank statement ✔ Full credit reports from all 3 bureaus ✔ LOCK/FREEZE YOUR CREDIT TO DISPUTE ✔ Notebook or digital tracker ✔ Certified mail access ✔ Patience & organizationstep 1 of SECTION 2 — CREDIT REPAIR PROCESS OVERVIEW STEP 1 — Pull Your Credit Reports Visit Each site & Download each report FOR FREE: AnnualCreditReport.com Experian Equifax TransUnion Review every account carefullyLook for: Wrong balances Incorrect late payments Duplicate accounts Unauthorized inquiries Incorrect personal information Old debts past reporting limits Incorrect account statuses STEP 3 — Organize Your Disputes Step 2, 3 & 4 of SECTION 2 — CREDIT REPAIR PROCESS OVERVIEW STEP 2 — Identify Inaccuracies Do NOT dispute everything at once. Focus on: 1. Incorrect Personal information 2.Collections 3.Charge-offs 4.Late payments 5.HARD & soft nquiries 6.OLD ITEMS 2-7+ yearsStep 2, 3 & 4 of SECTION 2 — CREDIT REPAIR PROCESS OVERVIEW STEP4 — IdentITY PAGE FIRST PAGE OF DISPUTE your identity page should have :Always: ✔ Use certified mail ✔ Keep copies of everything ✔ Track response dates ✔ Save dispute results Step 5 of SECTION 2 — CREDIT REPAIR PROCESS OVERVIEW STEP 4 — Mail Your DISPUTE Letters DISPUTE TEMPLATES FOR EACH TYPE OF REASON IS ON PAGES -Add your Personal information print and mail. Experian Dispute by mail: P.O. BOX 4500 Allen, TX, 75013 Equifax Equifax information Services LLC: P.O. Box 740256 Atlanta, GA 30374 TransUnion TransUnion consumer Solutions: P.O. Box 2000 Chester, PA 19022- 2000Click below to dispute on each website: GO TO www.experian.com GO TO Www.EqUifax.com GO TO WWW.TransUnion.com Set-Up your accounts with all three credit reporting agencies and file dispute utes with each credit report. step-By-Step VISUAL GUIDE ON experian’s Website the circled area lets you know where to click to move forward Step 5-A SECTION 2 — CREDIT REPAIR PROCESS OVERVIEW Step 1 of 4-A: How to submit an online Dispute EXPERIAN